Tips For ATM Fraud Prevention Australia
Australians are among the top users of ATM cards. Because many of them don't like carrying cash around to buy items or make transfers especially when the machines, including the POS, are working. They are also more prone to ATM card fraud. However, they can employ some tips for ATM fraud prevention Australia that can ensure their safety.
Whenever you want to use an ATM, it is better to use that installed by a bank. You can find them in a bank or even if you find them elsewhere, it will be clear to you that a bank is responsible for its maintenance. Such can also be found in stores where bank managers feel they would also have people patronizing them by using their machines. Do not use any one you are sure of.
Anything that will make you go to the machines in the night should be avoided as much as possible. Some thieves believe that this is the best place to make a fortune having failed in their activities during the day. If there is an emergency that makes it indispensable to go there, you should try to do it with your friends.
Change your PIN as often as possible if you suspect that someone saw you entering it. Be careful each time you do it not to let anyone stand behind you. Card PINs should also be changed the moment you get it new from the bank or whichever financial institution gave it to you.
Ask the bank to send you email notifications every moment so that you can be sure of your account status anytime. The alert will also contain your bank account balance and the address of the ATM where an attempt of withdrawal was made. This also happens when you use POS; you will get an instant message so that if you were not the one trying to withdraw, you can call the police or your bank to give them the latest development. If it is your account, it will be immediately blocked to unable further usage.
You should make efforts to get your card back if it is trapped in any machine. The process is easier and faster when it happens in a bank. That is why you are advised to use a machine you know. Try not to get your card lost by also using a wallet or your phone cover to guard it.
If you get alerts for your transactions, asking for a receipt when using the ATM won't be useful. It is better not to ask for it but even if you do, make sure you tear it into shreds to avoid someone having an idea of what your account number looks like. It is risky for someone to know your account details or your last transactions because it can make him target you.
Do not always use your date of birth or other figures that people know about you to create your card PIN. Be more creative; think of the year you first ate in a restaurant or something more difficult for someone to guess. Avoid the urge to write it down anywhere because you never can tell who is going to see it.
Whenever you want to use an ATM, it is better to use that installed by a bank. You can find them in a bank or even if you find them elsewhere, it will be clear to you that a bank is responsible for its maintenance. Such can also be found in stores where bank managers feel they would also have people patronizing them by using their machines. Do not use any one you are sure of.
Anything that will make you go to the machines in the night should be avoided as much as possible. Some thieves believe that this is the best place to make a fortune having failed in their activities during the day. If there is an emergency that makes it indispensable to go there, you should try to do it with your friends.
Change your PIN as often as possible if you suspect that someone saw you entering it. Be careful each time you do it not to let anyone stand behind you. Card PINs should also be changed the moment you get it new from the bank or whichever financial institution gave it to you.
Ask the bank to send you email notifications every moment so that you can be sure of your account status anytime. The alert will also contain your bank account balance and the address of the ATM where an attempt of withdrawal was made. This also happens when you use POS; you will get an instant message so that if you were not the one trying to withdraw, you can call the police or your bank to give them the latest development. If it is your account, it will be immediately blocked to unable further usage.
You should make efforts to get your card back if it is trapped in any machine. The process is easier and faster when it happens in a bank. That is why you are advised to use a machine you know. Try not to get your card lost by also using a wallet or your phone cover to guard it.
If you get alerts for your transactions, asking for a receipt when using the ATM won't be useful. It is better not to ask for it but even if you do, make sure you tear it into shreds to avoid someone having an idea of what your account number looks like. It is risky for someone to know your account details or your last transactions because it can make him target you.
Do not always use your date of birth or other figures that people know about you to create your card PIN. Be more creative; think of the year you first ate in a restaurant or something more difficult for someone to guess. Avoid the urge to write it down anywhere because you never can tell who is going to see it.
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